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Mutual of Omaha will now cover PrEP after lawsuit

BOSTON — The Mutual of Omaha Insurance Company will now cover pre-exposure prophylaxis (PrEP) prescriptions for their clients.

The announcement came from GLBTQ Legal Advocates & Defender (GLAD).

From GLAD:

The parties have reached a settlement in the lawsuit Doe v. Mutual of Omaha Insurance Company (United States District Court for the District of Massachusetts) that challenged Mutual’s policy of declining applicants who take the medication Truvada as pre-exposure prophylaxis for HIV (known as “PrEP) from long-term care insurance.

Mutual of Omaha has revised its underwriting guidelines and no longer declines long term care insurance applicants solely on the basis that an applicant takes Truvada as PrEP for HIV prevention. Mutual will issue a long-term care insurance policy to the plaintiff, who proceeded under the pseudonym John Doe.

Mr. Doe was represented by Bennett Klein, AIDS Law Project Director for GLBTQ Legal Advocates & Defenders (GLAD) and attorney John Ward. Mr. Klein said, “We are pleased that Mutual no longer declines insurance coverage based on the use of HIV pre-exposure prophylaxis, and we call upon other providers of life, disability, and long-term care insurance to do the same.”

Mutual of Omaha told the Boston Globe that it had stopped excluding PrEP users in July 2018 which helped with the settlement. The Massachusetts Attorney General’s office had also been a part of the lawsuit against Mutual.

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